From family-run food trucks to multi-location retailers, we’re here to help Hawai’i businesses grow with merchant cash advances and local first technology - no red tape, just real support.

From family-run food trucks to multi-location retailers, we’re here to help Hawai’i businesses grow with merchant cash advances and local first technology - no red tape, just real support.

At  HMF's core, we believe accessing the funds and tools to grow your business shouldn’t be complicated - especially in Hawai’i, where community, trust and hard work mean everything. That’s why we created a local-first fintech company dedicated to supporting small mom- and- pop shops, food trucks, service pros, and established chains alike. Through fast, flexible merchant cash advances and a powerful business intelligence platform, we’re here to simplify the complex, so you can focus on what you do best - serving your customers and growing your team.

We’re not just a funding source; we’re a part of your journey. When your business thrives, our mission is fulfilled - because we share the same goal: to uplift Hawai'i's economy, one business at a time.



At  HMF's core, we believe accessing the funds and tools to grow your business shouldn’t be complicated - especially in Hawai’i, where community, trust and hard work mean everything. That’s why we created a local-first fintech company dedicated to supporting small mom- and- pop shops, food trucks, service pros, and established chains alike. Through fast, flexible merchant cash advances and a powerful business intelligence platform, we’re here to simplify the complex, so you can focus on what you do best - serving your customers and growing your team.

We’re not just a funding source; we’re a part of your journey. When your business thrives, our mission is fulfilled - because we share the same goal: to uplift Hawai'i's economy, one business at a time.

At  HMF's core, we believe accessing the funds and tools to grow your business shouldn’t be complicated - especially in Hawai’i, where community, trust and hard work mean everything. That’s why we created a local-first fintech company dedicated to supporting small mom- and- pop shops, food trucks, service pros, and established chains alike. Through fast, flexible merchant cash advances and a powerful business intelligence platform, we’re here to simplify the complex, so you can focus on what you do best - serving your customers and growing your team.

We’re not just a funding source; we’re a part of your journey. When your business thrives, our mission is fulfilled - because we share the same goal: to uplift Hawai'i's economy, one business at a time.

At HMF's core, we believe accessing the funds and tools to grow your business shouldn’t be complicated - especially in Hawai’i, where community, trust and hard work mean everything. That’s why we created a local-first fintech company dedicated to supporting small mom- and- pop shops, food trucks, service pros, and established chains alike. Through fast, flexible merchant cash advances and a powerful business intelligence platform, we’re here to simplify the complex, so you can focus on what you do best - serving your customers and growing your team. We’re not just a funding source; we’re a part of your journey. When your business thrives, our mission is fulfilled - because we share the same goal: to uplift Hawai'i's economy, one business at a time.

Our values

Our values

Our values

Relationships are built on aloha - grounded in trust, respect, and a shared commitment to supporting Hawai'i's people, together.

Relationships are built on aloha - grounded in trust, respect, and a shared commitment to supporting Hawai'i's people, together.

Relationships are built on aloha - grounded in trust, respect, and a shared commitment to supporting Hawai'i's people, together.

Laulima

(Many Hands Working Together): Collaborative approach to merchant success

Laulima

(Many Hands Working Together): Collaborative approach to merchant success

Laulima

(Many Hands Working Together): Collaborative approach to merchant success

Akamai

(Smart): Intelligent use of technology for competitive advantage

Akamai

(Smart): Intelligent use of technology for competitive advantage

Akamai

(Smart): Intelligent use of technology for competitive advantage

Kuleana

(Responsibility): Commitment to Hawai'i's business prosperity

Kuleana

(Responsibility): Commitment to Hawai'i's business prosperity

Kuleana

(Responsibility): Commitment to Hawai'i's business prosperity

Ho'omau

(Perserverance): Relentless focus on market leadership

Ho'omau

(Perserverance): Relentless focus on market leadership

Ho'omau

(Perserverance): Relentless focus on market leadership