Storm Recovery Resources
What’s open, what’s closed, and where to start. Updated regularly.
Before you talk to any funder — including us
Ask for the total you’ll pay back. Ask for every fee by name. Ask what happens if sales slow. Ask who’s still accountable after the money lands.
If they can’t answer all four plainly, that’s your answer.
Questions before you’re ready to talk?
TALK STORY WITH US
or call (808) 848-3403, Monday–Thursday 9:00 AM–5:00 PM HST · Friday 9:00 AM–4:00 PM HST
What if the bank denied me / already said No?
How difficult is it to qualify?
How fast is funding?
How long does it take to apply?
How much can I qualify for?
Is this a loan?
No. We offer flexible capital through the purchase of future receivables. You're not taking on debt — you're exchanging a portion of future earnings for capital today.
What is 'factoring' or the purchase of future receivables?
How do I pay HMF back / How are the funds collected?