Press & Media
Media inquiries, company information, and resources for journalists.
Media contact: Hilary Maddalone, Brand Steward · marketing@hmfhawaii.com · (808) 848-3403 · Monday–Thursday 9:00 AM–5:00 PM HST · Friday 9:00 AM–4:00 PM HST. We respond to media inquiries the same business day where we can.
About Hawaii Merchant Funding
Short — 25 words: Hawaii Merchant Funding is a locally owned Honolulu firm providing fast, flexible working capital to Hawaiʻi businesses — honest terms, real relationships, no surprises. Standard — 50 words: Hawaii Merchant Funding is a locally owned Honolulu firm providing working capital to businesses across the Hawaiian Islands through the purchase of future receivables. Funding is based on a business’s real performance rather than a credit score, with every cost explained before signing. Most funding falls between $5,000 and $150,000.
Fast facts
Locally owned · Headquartered in Honolulu · Serving businesses on all islands · Working capital from $5,000 to $150,000+ · Funding provided through the purchase of future receivables — not a loan · Member: Chamber of Commerce Hawaii, Small Business Chamber of Commerce Hawaii, Native Hawaiian Chamber of Commerce, Hawaiian Council, Kaneohe Business Group, North Shore Chamber of Commerce, Maui Chamber of Commerce, Kona-Kohala Chamber of Commerce, Kauaʻi Chamber of Commerce.
Leadership
Resources for journalists
James W. Maddalone, Founder & CEO · Xee Her, Chief Experience Officer · Anthony (Tony) Maddalone, Chief Technology Officer · Hilary Maddalone, Brand Steward and Social Media Liaison. Hawaii Business Storm Recovery Guide — a free reference to recovery programs for Hawaiʻi businesses covering the 2026 storm season. Freely reproducible in unmodified form.
Topics we can speak to
Access to capital for Hawaiʻi businesses · The funding gap below conventional business lending · Storm and disaster recovery financing · How merchant funding differs from lending · Island cost pressures including freight and seasonality.
Not an offer of funding; subject to application and underwriting review. HMF provides working capital through the purchase of future receivables — not a loan.