Basic business information to start. Bank statements and documentation come later, through a secure portal, only if you decide to move forward. Generally in business at least a year, with regular deposit activity — that’s a guideline, not a wall. Where a license is required for your work, we verify it.
Ready when you are.
1
Talk story with us
Tell us about your business — what you do, roughly what you need, and when. A couple of minutes by phone or online. No SSN, no credit pull, no five-page form to start a conversation.
2
We look at how your business actually performs
Deposits, consistency, how you operate. Not a credit score and not last year’s tax return. We’ll walk you through your options and what each one costs — the amount funded, every fee by name, and the total. Before anything is decided.
3
Funds when you need them
Once we have your information, decisions often come the same day or the next business day, and funding usually follows within a day or two. The businesses that move fastest are the ones with documents ready — and if something’s going to slow it down, we’ll tell you at the start rather than at the end.