AGRICULTURE & FARMING FUNDING
Working capital for Hawaiʻi farms and ranches
Fast, flexible funding built on what your operation actually produces — honest terms, no surprises, ever. Your crop has a calendar, and it doesn’t negotiate. You spend months before you harvest anything. Equipment breaks in the middle of a season, not between them. Getting product from your field to a buyer on another island means freight — and freight went up about 26% in January, with more increases scheduled each of the next three years. Then weather takes a season, and you find out which programs were built with you in mind. We look at what your operation actually produces across a cycle, and we can move in days. A conversation first, no five-page form to start.
What growers use it for
Equipment repair or replacement · Seed, feed, and inputs ahead of a cycle · Freight to move product to market · Labor through harvest · Repairs and replanting after weather · Bridging the months between planting and payment
If the storms hit your operation
Before you talk to anyone about funding, look at USDA Farm Service Agency programs and your county’s recovery grants. They may cost you less than we would.