RETAIL FUNDING
Working capital for Hawaiʻi retailers
Fast, flexible funding built on what your store actually turns — honest terms, no surprises, ever. You pay for the inventory long before it sells. Lead times across the water don’t leave you a choice: you commit weeks ahead, and you commit in volume. Then in January, freight went up about 26% — and it’s scheduled to climb again each of the next three years. The same order costs more, the shelf price can only absorb so much, and the money is out the door either way. Every dollar of stock is a dollar you’ve already spent on a season you’re betting will show up. We look at what your store actually turns, month over month, and we can move before an order deadline passes. A conversation first, no five-page form to start.
What retailers use it for
A holiday or seasonal inventory buy · Bridging a slow stretch without cutting stock · A second location or a pop-up · Fixtures, POS or a build-out · Freight and duty on a large order · Buying deeper to get the better unit price