Intelligent Capital, Island Strong
Simple, fast, and secure, we empower you to get the funds you need today
Let's build something great — together, local, and on your terms.
Take Control of Your Business Now
Why Choose HMF?
We make funding fast, simple, and built for Hawai'i businesses like yours
People First
Local partners behind the scenes from start to finish.
People First
Local partners behind the scenes from start to finish.
People First
Local partners behind the scenes from start to finish.
Fast Funding
From application to funding, we move fast.
Fast Funding
From application to funding, we move fast.
Fast Funding
From application to funding, we move fast.
Minimal Requirements
Our basic requirements allow us to work with almost any business.
Minimal Requirements
Our basic requirements allow us to work with almost any business.
Minimal Requirements
Our basic requirements allow us to work with almost any business.
Streamlined Fees
Benefit from some of the lowest fees on the market.
Streamlined Fees
Benefit from some of the lowest fees on the market.
Streamlined Fees
Benefit from some of the lowest fees on the market.
Island-wide Enterprises, One Solution
Island-wide Enterprises, One Solution
Whether you cook, cut, build, or brand. HMF Funds it.
Whether you cook, cut, build, or brand. HMF Funds it.
How It Works
How It Works
Seamlessly share basic info about your business. No paperwork mountains, no waiting in line.
Seamlessly share basic info about your business. No paperwork mountains, no waiting in line.
1
Fill Out Our Application
Our streamlined process is designed to be completed in just minutes
1
Fill Out Our Application
Our streamlined process is designed to be completed in just minutes
1
Fill Out Our Application
Our streamlined process is designed to be completed in just minutes
2
Get Your Decision
Work with an expert merchant advance advisor to choose the best option
2
Get Your Decision
Work with an expert merchant advance advisor to choose the best option
2
Get Your Decision
Work with an expert merchant advance advisor to choose the best option
3
Receive Your Funds
Sign the contract and get your funds as soon as the same day*
3
Receive Your Funds
Sign the contract and get your funds as soon as the same day*
3
Receive Your Funds
Sign the contract and get your funds as soon as the same day*
Better Than Banks. We Fund Fast.
You're closer than you think - Most vendors qualify
Have you been in business for at least one year?
Do you have at least $10,000 per month in credit card processing?
Do you have a valid photo ID?
What if the bank denied me / already said No?
How difficult is it to qualify?
How fast is funding? ?
How long does it take to apply?
What if the bank denied me / already said No?
How difficult is it to qualify?
How fast is funding? ?
How long does it take to apply?
What if the bank denied me / already said No?
How difficult is it to qualify?
How fast is funding? ?
How long does it take to apply?
How much can I qualify for?
Is this a loan?
What is 'factoring' or the purchase of future receivables?
How do I pay HMF back / How are the funds collected?
How much can I qualify for?
Is this a loan?
What is 'factoring' or the purchase of future receivables?
How do I pay HMF back / How are the funds collected?
How much can I qualify for?
Is this a loan?
What is 'factoring' or the purchase of future receivables?
How do I pay HMF back / How are the funds collected?